How Much Does a Psychologist Cost in Canada?

Mental health is an essential aspect of overall well-being, and seeking professional support from a psychologist can be a vital step toward achieving emotional balance and personal growth. However, the decision to consult a psychologist is often accompanied by questions about the financial aspect of such services. So, how much does therapy cost in Canada, a country known for its comprehensive healthcare system?

The cost of a psychologist in Canada can range between $150 and $250. The cost depends on various factors, such as the therapist’s level of experience and the type of therapy sessions. The specific approach and the length and frequency of the sessions will significantly influence the final cost, so the amount you’ll spend depends on your personal needs. 

How Much Does Therapy Cost in Canada?

Depending on the treatment and diagnosis, as well as the therapist’s qualifications and location, therapy sessions in Canada can cost between $150 and $250 per hour. For instance, if you’re working with a counselor and undergoing cognitive behavioral therapy (CBT), you’ll most likely pay a significantly lower hourly fee than you would while going through intensive trauma therapy by a registered psychological associate.

Due to the extensive training and expertise acquired over the years, a psychologist or a psychotherapist will often have higher fees than regular counselors. A psychiatrist, on the other hand, will be covered by your healthcare plan and insurance if you have a referral from a doctor. Here are some rates depending on the professional’s level of education:

Education LevelInitial Assessment CostOne Treatment Session Cost
Master’s Degree Therapist$230-$270$150-$200
Ph.D. Level Therapist$350-$400$200-$250
Clinical Psychologist$350-$400$250-$300

Factors That Affect the Cost of Therapy

The final cost of treatment depends on numerous factors. Here’s a complete overview of all of the aspects that could potentially affect the overall cost of diagnosis and treatment: 

  • Province or territory – areas with higher living expenses and demand for mental health services may have higher fees compared to regions with lower costs of living and less demand, 
  • City or town – urban centers generally have a higher cost of living, which can influence therapy fees accordingly, 
  • Therapist’s level of experience – the specialized training of registered psychologists or psychotherapists enables them to offer premium services, which may justify the increased cost, 
  • Therapist’s type of practice – therapists who operate private practices typically set their own rates, while those working in public institutions or community-based organizations might follow standardized fee structures, 
  • Type of therapy – specialized treatments, such as dialectical behavior therapy (DBT) or eye movement desensitization and reprocessing (EMDR), require additional training, so they may be priced higher than more general approaches, 
  • Session length and frequency – longer therapy sessions or more frequent appointments may lead to higher costs, as they require more time and resources from the therapist, 
  • Insurance coverage – therapy costs can be affected by whether the therapist accepts private health insurance or offers direct billing to insurance providers. 

How to Find a Psychologist

When searching for a psychologist, it’s crucial to look beyond the price factor alone, as it should not overshadow the significance of finding a professional who is the right fit for your needs. Consider their areas of specialization and expertise. A psychologist who has a deep understanding of your particular concerns can provide tailored approaches and interventions, fostering a more productive therapeutic relationship. 

Reading reviews and asking for recommendations from your friends, family, or doctor often provides valuable insights into a therapist’s approach. Additionally, you can search online directories and contact your provincial or territorial mental health association. In Canada, there are various organizations, such as the Canadian Psychological Association or the Canadian Mental Health Association, that are really helpful in finding the services you need.

Government-Funded or Subsidized Therapy

In some provinces, there are government-funded mental health programs that provide low-cost or free therapy services. The cost of therapy in such subsidized clinics with government funding or under such programs may be significantly lower for eligible individuals. 

There are also private clinics that offer low-cost or free therapy in certain cases. If you have private insurance or contribute to medical benefits through your employer, you may be eligible for an annual medical allowance that covers counseling and therapy expenses. It’s essential to confirm the coverage details with your workplace or insurance provider to determine the extent of financial support you can receive for these services. 

What Are the Benefits of Therapy?

Undergoing mental health therapy provides a variety of benefits, providing room for personal growth and improving quality of life. Here are some of the most important benefits of therapy

  • Emotional support – therapy offers a safe and confidential space to express feelings and emotions, providing individuals with the emotional support they need during challenging times, 
  • Improved mental health – through counseling and therapeutic techniques, therapy can help alleviate symptoms of anxiety, depression, stress, and other mental health issues, 
  • Enhanced self-awareness – it encourages self-reflection, leading to a deeper understanding of one’s thoughts, behaviors, and patterns, which can contribute to personal growth, 
  • Better coping strategies – therapists equip individuals with effective coping mechanisms to manage stress, conflicts, and life challenges, empowering them to navigate difficult situations more effectively, 
  • Healthier relationships – therapy can improve communication skills and emotional intelligence, fostering healthy relationships with family, friends, and partners, 
  • Goal achievement – therapists can help clients set and achieve realistic and meaningful goals, supporting them on their journey toward personal fulfillment and success, 
  • Overcoming trauma – specialized therapies can aid in healing from past traumas, enabling individuals to reclaim their lives and move forward with strength and resilience. 


All in all, there’s no exact number when it comes to the cost of therapy in Canada. While it’s typically somewhere between $150 and $250 an hour, the final price depends on numerous factors, such as the type of therapy and the therapist’s qualifications. Moreover, finding a good fit for your personal needs shouldn’t be solely focused on price – at the end of the day, it’s all about finding the emotional support you need on the journey of personal growth.

Frequently Asked Questions

  • How much does a psychologist cost in Canada?

Talking Can Help states that one 50-minute session costs anywhere between $60 and $150. Informed Choices charges $50-$240 per hour for one-hour sessions. These are not the actual average prices. To make therapy more cost-effective, a therapist might use a sliding rate.

  • What does the government do for the elderly?

Programs such as Medicare and Medicaid, Social Security Insurance, SSI, SNAP, and Social Security make it easier to live a comfortable life. These programs reduce the number seniors without sufficient food, shelter, or clothing.

  • Is the Canadian government giving $500 to everyone?

The Housing Affordability Payment: In order to continue the work of making housing affordable, the government will pay renters in 2022 $500. This payment is for nearly 1 million Canadians with low incomes who are struggling to afford housing.

  • Is mental health covered by Canadian health care?

Background: Canada’s health insurance covers all medically required hospital and doctor services. However, it does not include community-based mental health providers services.

  • Is therapy in Canada free?

Treatment for any mental illness that is diagnosed during a hospital or medical visit is generally covered. Some family doctors, also known as general practitioners (GPs), are licensed and trained to provide psychotherapy.

  • Does Canadian healthcare pay for therapy?

Canada recognizes mental illness legally as an illness. Canada requires that all citizens have insurance to pay for psychiatric treatment. Although mental illness isn’t completely de-stigmatized it doesn’t stop people from seeking treatment. This is in contrast to what is happening in India, China, and Nigeria.

  • Is the Canadian government giving extra money to seniors in 2022?

Canadian seniors will be able to get more money in 2022. OAS payments increased 1.1% and 1.0% respectively in the first and second quarters, respectively, and they are expected to continue increasing in the third quarter and fourth quarters.

  • Is CBT free in Canada?

Canadian Mental Health Association Ontario Division provides BounceBack to help individuals suffering from mild-to-moderate anxiety and depression. This program is free and based on CBT and designed for youth and adults 15 years and older.

  • Will seniors get a raise in 2022 in Canada?

As of July 20,22, seniors aged 75 years and older will receive an automatic 10% rise in their Old Age Security pension.

  • Where can I get help for mental illness in Canada?

Talk to one with a professional in mental health. For youth, call 1-866-585-0445. Adults: 741741

  • Are pensioners getting a bonus in 2022?

In his Budget 2022-2023 review, Coleman stated that the Australian Government continues to provide tax relief. A $250 one-off payment will be made to eligible pensioners and welfare recipients. The payments will be automatically paid in April 2022.

  • Is MindBeacon really free?

MindBeacon now offers free support to people in Ontario who are suffering from depression, stress and anxiety. This is thanks to funding provided by the Government of Ontario.

  • Is the federal government giving money to seniors?

According to the government, $20 million will be allocated over the next two years starting in 2022-2023 to help expand New Horizons for Seniors Program participation and quality for senior citizens.

  • Are senior citizens getting a raise in 2022?

According to officials with Social Security Administration, seniors who depend on benefits programs will likely receive cost-of living adjustments “closer than 8%” by 2022 because of the current inflation rate which has been the highest for four decades.

  • Are mental hospitals free in Canada?

What is the cost of treatment? You will never pay anything for treatment by a psychiatrist, GP or other health care provider.

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