The average cost of senior care in Arizona can vary greatly depending on the type of care needed, location within the state, level of assistance required, and additional services and amenities.
According to a 2021 survey by Genworth Financial, the monthly costs for common types of senior care in Arizona are:
- Assisted living facilities: approximately $4,000 per month for a private one-bedroom unit
- Nursing home care: $6,540 per month for a semi-private room, or $8,030 per month for a private room
- Home health care: $5,339 per month for a home health aide, and $5,434per month for a homemaker service
- Adult day health care: around $2,102 per month
|Type of Care
|Average Monthly Cost in Arizona
|Home Health Aide
|Adult Day Health Care
|Assisted Living (Private Room)
|Nursing Home (Semi-Private Room)
|Nursing Home (Private Room)
These costs are based on annual surveys divided by 12 months, and assume a typical level of care required. The costs have been increasing 3-5% annually in recent years.
What Factors Influence the Cost of Senior Care in Arizona?
There are several key factors that affect the overall cost of senior care in Arizona:
1. Type of Care Needed
The type of care needed, such as in-home care, assisted living, or skilled nursing in a facility, is a major cost factor. Assisted living and nursing homesprovide more intensive care and amenities, so they tend to cost significantly more per month than part-time home health care.
2. Location within Arizona
The cost of care can vary dramatically depending on the city or region where care is provided. Areas like Phoenix and Tucson with higher costs of living tend to have higher senior care costs than rural areas. Geographic location is a key cost factor.
3. Level of Assistance Required
Seniors who require extensive physical assistance, constant monitoring, or specialized care like dementia care face much higher monthly costs. The level of care needed directly impacts the price.
4. Duration of Care
Short-term respite care costs much less per month than year-round care. The duration of care needed affects the total expense.
5. Additional Services and Amenities
Upscale amenities at premium assisted living facilities or nursing homes raise the monthly costs. Access to meals, activities, transportation, housekeeping, etc. are factored into the cost of care.
How Does the Cost of Senior Care in Arizona Compare to Other States?
According to Genworth’s 2021 Cost of Care Survey, Arizona has monthly senior care costs fairly close to the national median. Arizona ranks 34th nationwide for assisted living costs, and 26th for nursing home care. So the cost of care in Arizona is moderately affordable compared to other states.
What Are the Different Types of Senior Care Available in Arizona and Their Costs?
There are several main options for senior care in Arizona, each with different monthly costs:
1. In-Home Care
Hiring an in-home caregiver to provide assistance a few hours per day or per week is much less expensive than facility care. The average monthly cost is $5,339 for a home health aide and $5,434 for a homemaker service based on Genworth’s 2021 survey.
2. Assisted Living Facilities
Assisted living facilities provide housing, meals, care, and monitoring. The average monthly cost for a private one-bedroom unit is approximately $4,000in Arizona according to Genworth.
3. Nursing Homes
Nursing homes, also called skilled nursing facilities, provide 24/7 skilled nursing care. Genworth reports an average monthly cost of $6,540 for a semi-private room, and $8,030 for a private room.
4. Adult Day Health Services
Adult day care centers provide supervised care and activities during the daytime. This costs an average of $2,102 per month in Arizona.
5. Memory Care Facilities
Special secured Alzheimer’s and dementia care units have a higher monthly cost, averaging between $4,500-$6,500.
6. Respite Care Services
Short-term respite care for seniors costs $175-$225 per day for in-home care, and $150-$200 per day for facility-based respite.
How Can You Pay for Senior Care in Arizona?
Paying for senior care in Arizona can be a financial challenge. Some options to cover these costs of care include:
1. Private Pay Options
Many seniors pay privately using retirement savings and investments. Long-term care insurance can also reimburse costs.
2. Long-Term Care Insurance Policies
Long-term care insurance is designed to cover long-term senior care costs. Policies reimburse expenses based on the selected coverage amount.
3. Medicaid Programs
Medicaid offers long-term care coverage for very low-income seniors in Arizona. Benefits are needs-based.
4. Veterans Benefits
The VA Aid and Attendance benefit can help pay for care for eligible veterans or surviving spouses.
5. Non-Profit and Government Assistance Programs
Local non-profits and government agencies may provide financial assistance for senior care based on financial need.
What Are Some Ways to Save on Senior Care Costs in Arizona?
To save on the cost of care for a senior in Arizona, consider these money-saving tips:
- Choose in-home care instead of facility care when possible
- Opt for a shared room instead of a private room
- Look into financial assistance programs
- Compare costs at different facilities to find the best rate
- Ask about discounts for paying quarterly or annually instead of monthly
- Move to a less expensive facility or region
- Modify your home for safety so in-home care is viable longer
With prudent planning and research, there are ways to lower the costs of senior care in Arizona. Reach out to local senior living advisors to help evaluate options and find cost-effective solutions tailored to your needs.
Frequently Asked Questions
What is the average cost of a nursing home in Arizona?
The average monthly cost for nursing home care in Arizona is $6,540 for a semi-private room and $8,030 for a private room, according to a 2021 survey by Genworth Financial. This cost is based on the annual rate divided by 12 months. The cost covers room, meals, care, activities, and other amenities provided by the nursing home facility.
What is the income limit for AHCCCS in AZ?
The MMMNA in Arizona is $2,288.75. This was effective 7/1/22-6/30/23. Non-applicants with a monthly income below $2,288.75 can have their income transferred from the spouse applying for them, increasing their income to $2,288.75
How do you qualify for low income housing in Arizona?
To receive an Arizona Housing Choice voucher, first complete an application. It will be necessary to complete an application detailing your household’s income, family composition, and history of housing.
Does Medicare pay for assisted living in Arizona?
Arizona’s Long Term Care System, (ALTCS), pays for the medical and related care for Arizona residents who live in assisted living facilities. However, it does not pay for accommodation and meals.
What is the average cost of assisted living in Phoenix?
Some of the most renowned shopping malls in America are located in Phoenix. Although the cost of living in Phoenix is higher than other Arizona cities’, assisted living costs are $200 less than in the state.
How long does it take to get approved for rental assistance in Arizona?
A representative from Mesa’s rental assistance program said that it can take between 10 and 14 days for a rental application to be processed. It can take longer to process applications if documents are not available, as is common.
How do you qualify for senior housing in Arizona?
Are you eligible for senior/disabled housing? The applicant must be at least 62 years old or disabled and have no more than two family members. Click here to view the current income limit. All applicants will undergo criminal background checks.
Does Arizona have Medicaid for seniors?
Arizona’s AHCCCS Medicaid offers low-cost, no-cost health insurance to seniors with limited income. AHCCCS Medicaid is provided by Arizona Health Care Cost Containment System. AHCCCS provides health care services that are available to Arizona residents. The income requirements of clients must be met.
What are the eligibility requirements for Medicaid in Arizona?
Arizona Medicaid eligibility is only available to residents of Arizona who are U.S. citizens, legal aliens, and U.S. citizens.
How do I get housing assistance in Arizona?
Visit your nearest Public Housing Agency to apply for any type of assistance. You may be able to submit multiple applications at one PHA, as some PHAs have lengthy waiting lists. A list of places where your voucher is accepted can be provided by your PHA.
What is the maximum income to qualify for Medicaid in Arizona?
This is $17,236 per individual and $35,535 for four members of a family. You will need to apply through the ALTCS (Arizona Long Term Care System) for Medicaid benefits if you are over 65.
Does Medicaid pay for ALF in Florida?
Medicaid in Florida can be used for the payment of elderly relatives’ nursing homes, assisted living facilities, and home nursing.
Does Arizona have a Medicaid spend down program?
There are many options available to you in Arizona that can be used for spending down in order for you to become eligible for Medicaid. You can use these options to purchase medical equipment and replacement vehicles, pay for in-home healthcare, or buy a home.
How do you qualify for assisted living in Florida?
There are no general requirements. A person must be at least 65 years old or 60-64 years of age and be disabled to qualify for the Florida Assisted Living for the Elderly waiver. A resident of Florida is required as well as being a US citizen. Financial.
Who qualifies for Arizona Long Term Care?
Arizona Long Term Care System, pronounced ALL-Tecs, is insurance that covers individuals over 65 who need nursing home care. The services can be offered in an institutional setting or at home.