What Is the Average Cost of a Nursing Home in Texas?

For many Texas residents, the cost of a nursing home can be a significant financial burden. This article will provide an overview of the average cost of nursing home care in Texas and discuss how to plan for the associated costs.

So, what is the average cost of a nursing home in Texas?

Texas nursing homes typically cost $5,000-7,000 per month. When it comes to nursing homes in Texas, a semi-private room costs $5,125 a month, while a private room costs $7,092.

Knowing the state-wide average cost is beneficial, but knowing your region’s cost is better. So, below, we share the average monthly nursing home cost of the most popular regions in Texas, as well as which region is most expensive and which has the lowest cost.

What Is the Average Monthly Cost of a Nursing Home in Texas?

Nursing homes can be expensive, and your region in Texas plays a crucial role in determining the cost. While there won’t be a huge difference in monthly costs, it can become significant after a year. Paying $5000 monthly and $7200 monthly makes a big difference after a year.

In Austin, for example, the monthly nursing cost is $8,972, whereas in Beaumont, the monthly nursing cost is only $7370 for a private room. If you opt for a shared room, the cost drops drastically to $5931 and $5322, respectively.

However, for a shared room, you should check the other person’s records so there won’t be any complications in the future. Everyone wants to live peacefully, and the wrong partner can ruin everything.

The most expensive region in Texas is Corpus Christi, where the monthly cost of nursing homes is $10,554. The lowest monthly cost you can expect in Texas is in the Texarkana region, where you can pay $4,988.

Here are some popular Texas regions and their average monthly cost of nursing homes:

Region	Private Room Cost	Shared Room Cost
Statewide Average	$7,092	$5,125
Dallas	$8,460	$5,627
San Antonio	$6,935	$5,231
Victoria	$6,995	$5,170
Rest of the State	$5,779	$4,532

• Nursing homes with better facilities and quick emergency responses are more expensive.
• El Paso is the best region in Texas, offering the best facilities with a private room monthly cost of $7,322 and a shared room cost of $4,881.

Factors That Can Affect the Cost of a Nursing Home in Texas

Nursing homes in rural areas are less costly than those in urban areas because you’ll have more facilities nearby to help in emergencies. Additionally, those with qualified nurses on call around-the-clock tend to be more expensive than those with access to them exclusively during business hours.

Having a doctor on-site can also increase the cost, and such a facility might not be available in retirement communities or assisted living facilities. In addition, assistance with daily living activities can increase the cost as the nursing home will have to bring a person to specifically cater to you.

Some nursing homes dictate the cost based on what you want from them; instead of giving you a fixed price. So, the best way to know the cost of a nursing home is to contact them, let them know your demands, and ask for a price.

Different Ways to Cover the Cost of Nursing Homes in Texas

Before deciding on a nursing home, choosing the most suitable way to cover the cost is advisable. If you choose the right option, you might only pay a fraction of the total amount out of your pocket.

One option to cover the cost is long-term care insurance, which pays for some of the nursing home expenses and, in some cases, all of the expenses. If you have such insurance, feel free to choose any nursing home and enjoy your time.

Another alternative the state offers to families or individuals without health insurance coverage is Medicaid. The person must, however, be over 65, blind, or  deemed disabled by the social security department.

If you are a veteran and have been disabled or injured during your service, the  Department of Veterans Affairs will cover your full cost as long as you fulfill the criteria.

How to Choose a Nursing Home in Texas

High costs are justifiable if you get the best treatment, and if you’re paying $7000 or more per month, you should expect the nursing home to come with as many perks as possible.

Things can go gray in old age at any time, and you don’t want to incur extra fees just to have a few basic benefits.

So, the best option is to talk to people in nursing homes. They have first-hand experience with the staff there and can tell you much more about how they treat everyone.

Another option is to check the health inspection results, but there are times when you can’t find them, so sticking to the above option is best.

Visiting the nursing home and getting a detailed tour is another option to get an idea of the rooms, facilities, and staff.

Frequently Asked Questions

How much does a nursing home cost per month in Texas?

This question has no exact answer, as every region has a different nursing home cost. However, you can expect to pay anywhere between $5,000 and $10,000 per month, based on the area and the facilities you choose; plus, if they offer you a personal assistant, the cost will be higher.

Are nursing homes expensive in Texas?

Texas nursing homes have reasonable costs compared to many other states. For example, Alaska has the most expensive nursing homes, with a monthly average cost of $15,000.

Final Words

The average monthly cost of a nursing home in Texas is somewhere between $5000-$7600, based on where you want to settle. Nonetheless, it is advisable to call the nursing home you have your eye on and ask them about the cost before finalizing your decision.